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Employee Liability InsuranceLiability insurance brokers typically sell packages, but also work on customized offerings depending on the needs of a client. In addition to general liability, property insurance is another area where business must be covered. Brokers can adjust their liability insurance offerings to each industry. For example, liquor liability protects restaurants, clubs and bars from lawsuits related to alcohol consumption such as assault and battery or mental damage. Brokers may not include this coverage in property insurance, although it can be added on or included in another package. Liability Insurance Brokers Serve ContractorsBrokers pay special attention to the liability insurance needs of construction companies and contractors. Liability coverage protects employees on the work site and is geared to the size of the company, the type of work done and other areas related to the risk factor. Tailoring the coverage to the size of the company helps avoid paying into a plan that is too expensive and prohibits the growth of the business. Liability is essential coverage that reduces damages in the event of a lawsuit. Property and inland marine coverage is also offered by brokers to protect the assets of a contractor while they are on site, in transit or in storage at a temporary location. Adco General is a liability insurance broker in Colorado that also handles many other types of coverage in addition to providing financing options for an agent's clients. Contact the company to learn more. |
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