Compare Our Commercial Property Insurance

Commercial property insurance covers businesses that are already running or those that are developing a new location. Agents must be prepared to address the needs of both small and large clients who work in very different industries.

Clients may want commercial property insurance to protect against a variety of natural disasters. Floods and earthquakes are just two potential events that could ruin a business location. If the owner doesn't have the appropriate coverage, then the repair or relocation costs will likely do serious damage to her finances. While it's partly the owner's job to be sure that property is appropriately covered, the agent should also perform a detailed analysis of the risk factors.

Commercial Property Insurance Works With Other Coverage

In addition to general liability and commercial property coverage, the agent may want to find a broker that writes inland marine coverage for clients such as:

  • Construction contractors
  • Transportation companies
  • Fine arts and musical instrument dealers

Any company that holds goods that require transportation or are held by a bailee should be offered this coverage in addition to property and general liability. Standard commercial property insurance will only cover items that are within a certain distance of the fixed address.

Agents should have a wholesale broker who is knowledgeable and experienced writing far-reaching insurance policies to cover all aspects of a client's business. Adco General is a Colorado-based broker that sells commercial property coverage in standard packages and custom offerings. Email the company to find out more about its insurance products.